What Is A Cash Advance?
A cash advance allows you to withdraw cash from an ATM or over the counter at a bank after you have reached your ATM withdrawal limit.
This limit is typically $500 per day. If you need more money, a cash advance is an easy solution.
Cash advances are usually associated with credit cards, however, some banks also allow cash advances using debit cards.
NOTE: Interested in life insurance to cover final expenses like funeral and cremation costs? Or do you want to leave extra money behind to a loved one?
If so, we have access to affordable, high-quality life insurance products that:
- Is available from 0-90 years old! (in most states)
- $1,000 to $100,000+ in permanent insurance coverage (fits ANY budget)
- No medical exams necessary.
- Rates NEVER increase!
- If qualified, you may receive first-day full coverage!
- Prices are VERY affordable, and designed for people on tight budgets.
If you’re interested in getting a free no-obligation quote, please click the link here to run quotes and see which of our top-rated insurance carriers you may qualify for!
There is one major difference between credit and debit card cash advances. The credit card cash advance is a type of short-term loan that you need to pay back.
This is not the case with the debit card cash advance. In order for it to process, you must have sufficient funds in your account. In fact, a debit card cash advance is just like taking out money from an ATM.
Because your Direct Express MasterCard is a debit card without a line of credit, you won’t be able to obtain a cash advance unless you have sufficient funds on your account.
How Can I Get A Cash Advance With My Direct Express Card?
There are several options for getting a cash advance:
Debit card cash advances are available at most banks for non-customers. All you need to do is present your card at the teller window and the money will be debited from your account.
Banks typically charge a fee of up to $5 for this service. Note that Citibank and SunTrust are two of the larger financial institutions that don’t allow cash advances.
Alternatively, you can withdraw cash at your local grocery store, gas station, or drugstore. When making a purchase using your Direct Express card, ask for cash back. Most stores limit cash back to anywhere from $50 to $200.
Always make sure to keep an eye on your bank account balance to avoid withdrawing money that you have already committed to automatic bill payments, for example.
A store may approve a cash-back transaction that will cause you to have insufficient funds for later payments.
- Wanting to know all the info on what to do when your Direct Express card is lost?
- Wondering how the Direct Express’s Emergency Cash program works?
- Do you want to know more about Direct Express Routing Number?
Need Burial Insurance?
In addition to helping people with their Direct Express, questions we help people like you qualify for quality final expense life insurance coverage that pays off your funeral and cremation expenses.
These burial insurance plans are perfect for those who are retired or disabled and on a fixed income, and want peace of mind, knowing their final expenses are covered.
Some of the benefits of these programs include:
- Rates NEVER increase like a lot of the junk mail life insurance companies you see.
- Coverage NEVER cancels due to age or health as long as you pay your premium.
- If eligible, you may qualify for first day FULL coverage with NO waiting period like many of the TV life insurance ads offer.
- Affordable premiums for those on fixed incomes.
- Plans offering immediate approval with NO health questions asked!
- Coverage available from 18 to 90 years old!
Bottom line, if you’re looking for a peace of mind, and want your family to have no burden when you pass, then these plans are for you!
Here’s how to get a free quote
Click here and we’ll get you a quote in minutes and get you the peace of mind you deserve!